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How to Apply for a HELB Jielimishe Loan (For Salaried Students)

How to Apply for a HELB Jielimishe Loan (For Salaried Students)

HELB Jielimishe Loan takes the stress of fee payment off your mind to let you focus on your studies. Education is one of the most important investments you can make in yourself. 

HELB offers Jielimishe Loan to employed students pursuing Professional Courses, Higher National Diplomas, Bachelor, Postgraduate-Diploma, Master’s, or Ph.D. degrees in Kenya.

The loans are awarded per year and paid directly to the approved institutions of higher learning.

MUST READ: Government Loans and Scholarships Application Requirements.


  1.     Quick loan processing.
  2.     The competitive interest rate of 10% per year.
  3.     Flexible repayment periods of 12 – 48 months (72 months for Public Servants).
  4.     Convenient and easy monthly check-off repayments.
  5.     Borrow up to 90% of your program fees to a maximum of Kshs. 600,000.
  6.     Affordable Credit Life Insurance Policy.

HELB Jielimishe Loan Requirements

  1. Admission letter from a recognized university/College in Kenya.
  2. Certified copy of your last acquired academic certificate (certified by a commissioner of oaths).
  3. Three (3) months’ latest pay slips (certified by your employer).
  4. If you are employed on contract, please provide a copy of the appointment letter for a contract of not less than two years (certified by your employer).
  5. Certified copy of your National ID (certified by a commissioner of oaths).
  6. Certified copy of your KRA PIN (certified by a commissioner of oaths).
  7. Certified copy of National ID from two employed guarantors (certified by a commissioner of oaths).
  8. Recent colored passport-size photograph of yourself.

MUST READ: How to apply for a HELB Loan as a First Time Applicant

Jielimishe Loan Eligible Groups

  1. Employees in:
    1. Civil service (Ministries, Counties, National Police Service, Kenya Defense Forces).Public Commissions e.g. Teachers Service Commission, JSC, PSC, CAJ, SRC, CRA, etc.Parastatals e.g. KRA, NSSF, NHIF, NTSA, KWS, KFS, KPA etc.Public Universities.Selected Private companies (E-mail [email protected] to check whether your company is eligible).
    1. Loan applications are done online at  
    2. Jielimishe loan repayment starts immediately upon disbursement to the training institution.

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