in , ,

How to Unlock Your M-Kopa Phone: Step-by-Step Guide[FREE]

Unlock Your M-Kopa Phone

Have you ever wondered if there’s a way to unlock your M-Kopa phone and bypass the payment? Are you tired of making recurring payments to use your smartphone?

You’re in luck! This article will provide a comprehensive guide on unlocking your M-Kopa phone without paying a dime.

We will explore various methods and steps to unlock Samsung, Nokia, and other M-Kopa devices, including the advantages of unlocking your phone and the potential risks involved. So, let’s dive in and liberate your smartphone!

M-Kopa is an innovative asset financing platform that offers customers access to a wide range of products, including locked smartphones, through a pay-as-you-go model.

Customers must make an initial deposit and agree to pay a specific amount regularly to activate and continue using the device. M-Kopa operates in Kenya, Uganda, Nigeria, and Ghana.

Unlocking your M-Kopa phone allows you to enjoy the full benefits of your smartphone without worrying about recurring payments or being locked out during emergencies. By following the steps outlined in this guide, you can permanently unlock your device and bypass the M-Kopa lock.

MUST READ: Top 11 Businesses to Start With KES 20000 in Kenya

Benefits of Unlocking Your M-Kopa Phone

Bold your M-Kopa phone offers several advantages, such as:

  • No more recurring payments: You won’t have to worry about making daily, weekly, or monthly payments for your phone.
  • Freedom to switch carriers: You can use any page you prefer, not just the one associated with your M-Kopa contract.
  • Increased resale value: An unlocked phone is generally more valuable and accessible to sell than a locked one.

Effect of Unlocking Your M-Kopa Phone

While unlocking your M-Kopa phone offers numerous benefits, it’s essential to be aware of the potential risks involved, such as:

  • Voiding your warranty: Sometimes, unlocking your phone may void its warranty. Understanding your warranty terms before attempting to unlock your device is crucial.
  • Bricking your phone: If the unlocking process isn’t followed correctly, you risk bricking it, rendering it unusable. Always follow instructions carefully to avoid this outcome.

How to Unlock Your M-Kopa Phone for Free

This section will outline the steps to unlock various M-Kopa phone models, including Samsung and Nokia devices. Please note that these steps are for informational purposes only, and opening your phone is at your own risk.

Step 1: Gather the Necessary Tools and Files

Before you begin, you’ll need the following:

  1. A Windows PC
  2. SP Flash tool for Nokia or Samsung reset information
  3. USB-C or Micro USB cable, depending on your device

Step 2: Obtain Reset Data

The first step in unlocking your M-Kopa device is to acquire the reset information. These details are necessary to bypass the security on your smartphone. Download the appropriate files for your phone model, extract the zip files, and save them to your computer.

Step 3: Install the MTK Bypass Tool

After downloading and extracting the reset information, install the MTK bypass tool application on your computer. This tool allows you to bypass the device’s authentication security.

MUST READ: M-Kopa Phones Loan, Qualifications, and Daily Repayments

Step 4: Run the Flash Application

Extract the SP Flash tool and execute it. Load the Reset the information you downloaded earlier by clicking the “Choose” button and selecting the appropriate files. Make sure to select the correct files for your phone model.

Step 5: Connect Your Phone to the Computer

Power off your M-Kopa phone and remove the battery (if removable). Using the appropriate USB cable, connect your phone to your computer. Hold the volume down button for devices with non-removable batteries while connecting the phone to the computer.

Step 6: Bypass the M-Kopa Lock

Click the “Start” button in the SP Flash tool to initiate the unlocking process. The application will bypass the M-Kopa lock on your phone, and you should see a green checkmark indicating a successful operation.

Step 7: Reboot Your Phone

Disconnect your phone from the computer, reinsert the battery (if removable), and power on your device. Your M-Kopa phone should now be unlocked, and you can use it without worrying about any payment locks.

Step 8: Factory Reset (Optional)

If you wish to erase all data and settings from your unlocked M-Kopa phone, perform a factory reset. Remember that this will delete all your personal information and installed apps, so ensure you have a backup if necessary.


Unlocking your M-Kopa phone allows you to enjoy the full benefits of your device without the burden of recurring payments. Although there are potential risks, following this guide’s steps can help bypass the M-Kopa lock on your Samsung or Nokia phone. Always be cautious and understand the consequences before attempting to unlock your phone.

Comments Here👇

Written by The County Info

Amos is an experienced SEO expert. He has an interest in finance, IT, business ideas, and investments. He has also contributed to many global web portals.