Platinum Credit Limited is a credit-only Micro-Finance Company licensed in Kenya under the Company’s Act. The company was founded in 2003 with a vision to provide emergency financial solutions across Africa.
By leveraging on technology and a world-class customer experience, we continue to transform lives by delivering CASH IN 24 HOURS.
We have continued to grow to become a major regional player with a footprint in all counties in Kenya, with over 100 branches.
Our wide range of products is tailor-made to meet your various financial needs and foster lasting relationships.
Platinum Credits Product
1. Check Off loans
The Check Off Loan facility is suitable for all civil servants. This includes; TSCK members and County Government employees. Once a loan has been appraised and approved, the loan will be disbursed within 24 hours, either Via Mpesa or to a bank account.
2. Logbook loans
The value of your car secures this loan. This loan can be used for any purpose and is ideal for people looking to expand their business or sort out financial emergencies.
3. Wezesha Express
Wezesha express is the Innovative revolving USSD credit line. One can dial *619# and it allows you to access credit limits from as low as Ksh 5,000 up to Ksh 2,000,000
Instead of downloading several mobile apps, we offer you a large credit limit from Ksh 5,000 to Ksh 2,000,000, with which you can withdraw and repay conveniently.
Wezesha Express is available to both existing Platinum Credit Logbook Loans and new clients.
- For Existing Clients Dial *619# >Selects Logbook > Wezesha Express > Facility> Activate Limit
- For NEW Clients Application is made manually by visiting our offices.
4. SME loans
Loans are available to business people. This loan focuses on people with an existing business looking to scale up their businesses.
5. Landlord loans
Loan facility secured by rental income. Eligible properties can be either commercial or residential. There are other products available to existing landlord clients.
6. Import Duty Financing
A short-term loan facility meant to clear port charges on behalf of importers of motor vehicles, in order to facilitate faster settlement of duty charges at the Kenya Revenue Authority (KRA) and other bodies to avoid demurrage.
7. Direct Import Financing
A short-term loan facility meant to assist clients to purchase motor vehicles from overseas and clearing of duty.
8. Insurance Premium Financing
This is a loan available to clients who would like to acquire comprehensive insurance covers. The clients are issued with a comprehensive cover with reputable insurance companies in the Kenyan market.
9. Personal loans
This is a facility tailor-made to meet the financial needs of Bankers and employees of selected institutions.
Platinum Credit Repay Paybill
Here are the steps to pay your Platinum Credit loan fast using Platinum Credit Paybill Number ;
- Go to the Mpesa menu
- Select Lipa na Mpesa
- Select Paybill
- Enter business number 810902 (this is Platinum Credit Paybill no.)
- Enter your ID number as the account number
- Enter the amount to repay
- Enter your Mpesa PIN
- Confirm and submit
Platinum Credit USSD Code
The microfinance also has a USSD code *619# which is very helpful when you want to access fast loans from Platinum Credit Limited Kenya.